Several companies in Ireland offer Irish car insurance. However, if you wish to get the best policy, you have to compare the offers provided by these companies. Some companies like Quinn Direct offer discounts for young driver and without a charge breakdown cover. If you could get your policy from such places, it would benefit you in several ways apart from being able to have lower premiums.
Policies in Ireland are offered in different packages:
• Young Drivers Package – If you are driving for the first time or a provisional license holder, there is a policy for you. You can get several benefits from the companies. Some of the agencies give discounts for first time drivers. You may get breakdown coverage, home-start, roadside assistance throughout the day and vehicle recovery. You will also get an installment payment plan on a monthly basis as well as audio coverage.
• Lady Driver Package- There is a separate provision for lady drivers in Ireland. They can get a cheap car insurance Ireland. Women are safer drivers in comparison to men and are entitled to get cheap policy coverage along with other benefits. Your car is covered for breakdown; roadside support is available 24*7 along with home-start, journey completion and vehicle recovery. You can also get easy monthly payment installment facilities along with courtesy car facility. This is required when your vehicle has gone for repairing. Special 93 days coverage is provided for women when they drive on the European roads.
• Package for seniors or Mature Drivers – Policy discounts are offered to the senior drivers who are 50 years or more. In case, you have not had any claims for four consecutive years, you are again entitled to a rebate. If you could continue to maintain this trend, you may get a discount on event of an accident too. The added benefits include breakdown coverage, 24 hour assistance by the road, monthly installment payment plan, and 93 days coverage on European road. There is a special benefit for seniors in the form of windshield coverage.
Some more benefits include reduction on named driving experience. You get this reduction when you buy your own policy, after having been insured on an Irish auto insurance policy of someone else as a “named driver” You will also be covered for stolen or lost keys, for personal accidents and for hotel expenses post accident. The insurance companies also cover your vehicle in an event of vandalism; damage caused by natural catastrophe, and attempted theft. Some insurance companies also provide discounts on low mileage and nil penalty points.
While selecting your motor insurance policy, always go for companies that provide comprehensive coverage. Do not obtain policies from insurance companies without comparing them. The best way to compare car insurance quotes Ireland is to get quotes from websites, which are dedicated only to find quotes. If you try to get quotes from individual company websites, you might miss the opportunity to compare the quotes and select the right one.
Some of the leading Irish auto insurance companies provide multi car insurance. This is easier to handle and you can save more money through a multi car insurance policy. Multi car insurance provides the opportunity to club several cars under one policy. In other words, you can insure two cars within the same policy. The greatest benefit of this policy is that you will be able to save a good amount of money through lower premiums. Another advantage is that you will not have to visit the company twice to renew the policies, because both the cars will have the same renewal dates.